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Auto Loans Center

Get a Car Loan or Lease in Greater Martinez Today - Gerald Jones Volvo Financing

Gerald Jones Volvo offers a variety of auto financing options for new 2010 Volvo and used cars in the Martinez region. Whether you are looking for a low interest car loan in greater Martinez, or a great lease plan, Gerald Jones Volvo provides an online auto finance application that makes it easy to finance your next new or used car.

We Offer:

We can help Georgia residents with less than perfect credit get an auto loan too. If you would like to have us get in touch with you to answer any financing questions, just fill out our financing contact form below. Visit our Volvo dealership at 4022 Washington Road, or call us at (706) 228-7600 to speak to an auto loan professional!

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Contact Information

Gerald Jones Volvo

4022 Washington Road

Martinez, GA 30907
sales Sales:
(888) 438-0406
phone2 Service:
706-228-7600
phone3 Parts:
706-228-7590

Finance FAQ

Low interest car loans are available for customers with existing loans.

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Tip!

Loan payments contribute to the eventual ownership of a vehicle, while lease payments apply only to the short-term use of a car.

Tip!

Owning a lease vehicle is possible if purchased outright after the lease period ends.

A typical lease period runs between 24 and 48 months.

Tip!

Three important factors - adjusted capitalized cost, residual value and the money factor - determine the monthly rate of a lease.

Tip!

Closed-end leases set a fixed residual buy price at the beginning of the term, while open-end deals base the final buy price on a vehicle's actual market value at the end of a lease.

Tip!

Pay more money down initially to reduce monthly loan payments. Otherwise, a typical down payment ranges between 10 to 20 percent of the total cost.

Tip!

Many used vehicles require down payments of at least 20 percent and include interest rates between 9 to 10 percent.

Tip!

Lease agreements usually limit mileage from 12,000 to 15,000 miles annually. Beyond these figures, fees in the range of $0.10 to $0.25 per mile begin to accumulate.

If you plan on customizing your vehicle, you need to finance with a loan. Leased vehicles must be returned under factory specification.